Free tool · Charleston

Home affordability calculator.

Work backwards from what you earn and what you already owe to the price that fits.

This uses common US underwriting ratios as a planning guide, not a lending decision. A lender looks at credit, reserves, loan type and the specific property. Get a written pre-approval before you shop.

You can look at about
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An estimate, not advice. Brian will run your exact numbers on your own address.

Questions about this

How much house can I afford in North The Charleston area?

Affordability comes from your income, your existing monthly debts, your down payment and the current rate, not from a rule of thumb about the area. The same income supports a different price in Berkeley County than in Charleston County because the millage differs. A written pre-approval from a South Carolina lender is the only number a seller will act on.

Curious what your Charleston home is actually worth?

Not a robot estimate. A real read on your home and your block, reviewed by hand.