Can a $100K household income buy a home in Hollywood or Isle of Palms?

Buying a home in Hollywood or Isle of Palms on that household income depends far more on existing debt, credit, and available down payment than on income alone, and the two towns differ sharply in price band given that one sits on rural mainland Charleston County and the other on a barrier island. A lender needs the full financial picture to answer this rather than income by itself. Brian Beatty can help identify which of the two actually fits that budget.