Can I buy a home in Sullivan's Island with a 600 credit score?

Buying a home on Sullivan's Island with that score is possible through certain loan programs that accept scores in that range, particularly government-backed options, though final approval still depends on debt-to-income ratio, income stability, and cash reserves rather than the score alone. Sullivan's Island's higher price band can make the rest of that file matter even more to a lender. A lender can confirm exactly where that score lands for a specific Sullivan's Island purchase.