Charleston · Other

Can rental income from an ADU help me qualify for a Mount Pleasant home?

Rental income from an ADU can sometimes count toward loan qualification on a Mount Pleasant purchase, but the rules vary by lender and loan program, and most require a signed lease or an appraiser's rental income estimate before counting it. Not every lender treats projected ADU income the same way a fully leased unit would be treated. Brian Beatty can connect Mount Pleasant buyers with a lender who explains exactly how that income would be counted for a specific loan scenario.

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