Do I have to buy title insurance in Goose Creek or Hanahan?

Title insurance is not a legal requirement to buy in Goose Creek or Hanahan, but any lender financing the purchase will require its own lender's policy before closing, and an owner's policy is a separate, optional purchase that protects the buyer directly. Skipping the owner's policy to save a little upfront can leave a buyer exposed to a title problem discovered after closing. Brian Beatty recommends buyers in either town get their own policy alongside the lender's.