Charleston · Other
Do I need to live in the property to house-hack it?
House-hacking specifically means living in one unit while renting the others, which is what qualifies the purchase for owner-occupant financing with a lower down payment. Buy the same property without living there and lenders treat it as a straight investment purchase with different, usually stricter, terms. Brian can explain exactly how long you typically need to occupy the property to satisfy that requirement.
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Ask Brian directly. No form, no obligation, and a real answer even when the answer is that now is not the time to sell.