How do I calculate exact Folly Beach closing costs for my offer?

Calculating exact closing costs for a Folly Beach offer requires your specific loan amount, the deed recording fee, attorney fees, and any prorated property taxes or HOA dues, since these vary by transaction rather than following one fixed formula. Your lender and closing attorney can each provide an itemized estimate once you are under contract. Brian Beatty requests a preliminary estimate early so a buyer is not surprised at the closing table.