Charleston · Other
How do I finance a two-family?
Financing a two-family typically starts with an owner-occupant loan if you plan to live in one unit, which usually qualifies for better terms than a pure investment loan. If you will not live there, lenders treat it as investment property, with a larger down payment and rental income underwriting rules applied. Brian works with lenders who handle both scenarios and can point you to the right loan type before you make an offer.
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