How do I use my home equity?

Home equity converts into cash through a few standard paths: a cash-out refinance that replaces your current mortgage, a home equity line of credit you draw against as needed, a fixed home equity loan, or selling and carrying the proceeds into your next purchase. Each path carries different costs and qualification rules, so which one fits depends on your rate, your timeline, and what the money is for. Brian can connect you with lenders who lay out the real numbers.