Charleston · Buying
How long does a mortgage pre-approval last?
A mortgage pre-approval typically stays valid for a limited window before a lender wants updated documents, since income, debt, and rates can shift enough in the meantime to change the numbers. Getting pre-approved too early in a house search can mean re-verifying paperwork right when an offer is ready to go in. Brian Beatty times a buyer's pre-approval refresh with their actual house-hunting pace.
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