Charleston · Buying
How long does a pre-approval take and how long does it last?
A mortgage pre-approval usually takes a short review of submitted documents to complete and generally stays valid for a limited window before a lender wants updated paperwork, since income, debt, and rates can all shift in the meantime. Applying too early can mean re-verifying documents right when an offer is ready to go in. Brian Beatty times pre-approval refreshes with a buyer's actual house-hunting pace.
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