How long does the mortgage process take for a Sullivan's Island or Awendaw home?

Mortgage timelines on a Sullivan's Island or Awendaw home run on the same general schedule as any Lowcountry purchase, covering application, appraisal, underwriting and final approval, though island and flood-zone properties can add time for insurance and appraisal review. Sullivan's Island's limited inventory and higher price point can also mean a more detailed appraisal process than a typical mainland purchase. Awendaw's rural parcels sometimes need additional review for septic, well or flood factors an underwriter wants documented. Brian Beatty coordinates with a buyer's lender early so a specific closing date stays realistic.