How much can a seller contribute in concessions?

How much a seller can contribute in concessions is capped by the buyer's loan program and loan-to-value ratio, with different lenders and loan types setting their own limits, so there is no single number that applies to every sale. The buyer's lender confirms the exact cap once financing is underway. Brian coordinates with the buyer's loan officer so the concession amount negotiated in the contract will actually be allowed.