How much cash should I save before buying in Hollywood or Isle of Palms?

How much cash to save before buying in Hollywood or Isle of Palms depends on the specific home's price and loan program, but a buyer should plan beyond the down payment for closing costs, an inspection, and reserves a lender may require after closing. Isle of Palms carries higher flood insurance costs than Hollywood's more rural setting, which affects the cash needed at closing too. A lender can size that total for a specific property.