How much home can I afford in Folly Beach on a $200,000 salary?

Affordability on a given income depends on your existing debt, your down payment, current interest rates, and property tax and insurance costs specific to Folly Beach, which is why a single income figure cannot answer this on its own. Barrier island insurance costs in particular can shift the number meaningfully. Brian's lender partners can run your actual income and debt against current rates to give you a real, current affordability figure for Folly Beach.