How much is the VA funding fee in 2026?

The VA funding fee is a percentage of the loan amount set by the Department of Veterans Affairs, and it varies by factors like down payment size, whether it's a first or subsequent use of VA benefits, and certain exemptions for some disabled veterans. Because that fee schedule can change, the current exact figure should come directly from the VA or a VA-approved lender rather than a real estate website. Brian Beatty can connect a veteran buyer with a VA lender who confirms the current fee for their specific situation.