Should my Ladson buyer's agent make me get a homeowners insurance quote before I go to contract?

A Ladson buyer's agent asking for a homeowners insurance quote before going to contract is doing the buyer a favor, since insurance costs and even insurability can vary sharply by property age, roof condition, and flood zone in ways that change the true monthly payment. Finding out after contract can mean scrambling to make financing work. Brian Beatty has buyers get that quote early on every Ladson offer.