Should my Meggett buyer's agent be checking the climate risk score and the actual insurance quote before I make an offer?

Pulling an actual insurance quote before a Meggett offer matters more than any generic climate risk score, since flood and wind insurance costs vary significantly by specific address and can change a purchase's real monthly cost substantially. A buyer's agent should request that quote early in the process, not after the offer is accepted. Brian Beatty connects Meggett buyers with insurance contacts before they commit to a price.