Should my Moncks Corner buyer's agent ask for a seller concession to buy down my rate instead of a price cut?

A buyer's agent should present both options rather than defaulting to a rate buydown, since a price cut lowers what a Moncks Corner buyer owes long term while a concession toward buying down the rate lowers the monthly payment without reducing the purchase price itself. Which one helps more depends on how long the buyer plans to keep the loan at that rate. Brian Beatty runs both scenarios for a Moncks Corner buyer before recommending which to request.