Should we sell the house or should one spouse buy the other out?

Choosing between selling and one spouse buying out the other comes down to whether the buying spouse can qualify to refinance the mortgage solely in their own name and afford the equity payout to the other. Selling on the open market is often simpler when neither spouse wants to keep the home or qualifying alone is not realistic. Brian Beatty runs a current valuation either way so both spouses are negotiating from the same accurate number.