Charleston · Buying
What down-payment help can first-time buyers use in 2026?
Down-payment help for first-time buyers in 2026 comes primarily through state housing finance programs, FHA and VA financing, and some employer or nonprofit assistance, rather than a single universal program. Eligibility depends on income limits, credit, and prior homeownership history, which varies by program and county. Brian Beatty coordinates with lenders who process these applications across his Lowcountry towns.
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