What else do I need at closing besides the down payment?

Closing takes more than the down payment: lender fees, a title search and insurance, the attorney's fee South Carolina law requires, prepaid property tax and insurance, and the deed's recording charge shared by the state and the county. These typically add a noticeable amount on top of the down payment itself. Brian Beatty can walk a buyer through an itemized closing cost estimate before they go to contract.