What first-time buyer programs work in Sullivan's Island?

First-time buyer programs on Sullivan's Island run through the same federal and state options available anywhere in the Lowcountry, including FHA and VA financing and state-run down payment assistance, rather than anything unique to the island. Prices on Sullivan's Island sit higher than most of Brian's other towns, so the bigger lever is usually loan program and rate, not a special local grant. A lender can confirm which programs a specific buyer qualifies for.