What happens if my McClellanville buyer's mortgage rate lock expires before we close?

If a McClellanville buyer's mortgage rate lock expires before closing, the lender will typically offer an extension, sometimes at added cost, or require relocking at whatever rate is current that day, so tracking the lock expiration date against the closing timeline matters. Delays in attorney review, title work, or appraisal are common culprits behind a lock running out. Brian Beatty tracks that expiration date against the closing schedule for every McClellanville buyer.