Charleston · Other
What is a debt-to-income ratio and why does it matter?
A debt-to-income ratio compares your total monthly debt payments, including the new mortgage, against your gross monthly income, and lenders use it to decide how much they will actually loan you. A lower ratio generally means more room to qualify for a larger loan or better terms. Brian's lender partners can calculate your actual ratio and tell you what it means for your specific home search.
Still have a question?
Ask Brian directly. No form, no obligation, and a real answer even when the answer is that now is not the time to sell.