What is house-hacking and how does it help Johns Island buyers?

House-hacking means buying a property with more than one unit, living in one, and renting out the others to offset the mortgage, which can help a Johns Island buyer qualify for a larger loan than their income alone would support. The property still needs to be legally permitted for multiple units for a lender to count that rental income. Brian Beatty can confirm a specific Johns Island property's permit status before a buyer counts on it.