What is the lesson for property owners in McClellanville?

The clearest lesson for McClellanville property owners is that rural and waterfront parcels carry their own set of risks around insurance, septic systems, and flood zone designation that a typical suburban homeowner never has to think about. Staying current on insurance coverage and monitoring FEMA flood map updates protects both a property's value and its insurability over time. Brian Beatty flags these specific McClellanville risks with owners before they become expensive surprises.