What should I check before buying a new-construction condo in Folly Beach?

Buying a new-construction condo in Folly Beach calls for checking the HOA's financial health, flood insurance requirements, and short-term rental rules before signing, since these affect both your monthly costs and what you are allowed to do with the unit later. A builder's warranty terms and any pending special assessments also matter more on new construction than a resale might. Brian Beatty reviews these specific items with buyers before they commit to a Folly Beach new-construction purchase.