Who is allowed to give me gift money for a home?

Gift funds toward a home purchase typically have to come from a close relative, such as a parent, sibling, grandparent, or spouse, though some loan programs also allow a fiance or domestic partner. The lender will require a paper trail showing where the money came from and that it is truly a gift, not a loan. Brian's lender partners can tell you exactly which relationships and documentation your specific loan program accepts.