Are home values really dropping? Will this hurt my equity?

Whether home values are dropping depends entirely on the specific street and price band being asked about, since a slowdown in one Lowcountry neighborhood can sit alongside steady demand a few miles away in the same month. A homeowner's actual equity is tied to what comparable properties on their own block have recently closed for, not a national headline. Brian Beatty checks that street-level picture directly instead of applying a broad trend to one specific home.