Does my James Island building's owner-occupancy ratio change what my apartment is worth?

A building's owner-occupancy ratio matters on James Island mainly for condo communities, since some lenders, including FHA and VA programs, require a minimum share of owner-occupied units before they will finance a purchase there. A low ratio can shrink the pool of qualified buyers and put downward pressure on price, even if the unit itself shows well. Brian Beatty checks a specific James Island building's occupancy mix before pricing a condo listing.