What should VA buyers know about appraisals and occupancy rules?

VA buyers need a VA-approved appraiser to inspect the home for minimum property requirements, not just value, and the loan requires the veteran to occupy the property as a primary residence rather than as a rental or second home. A VA appraisal coming in below the contract price lets the buyer walk away under the VA amendment to contract without losing earnest money. Brian Beatty flags VA-eligible properties early so sellers understand these requirements before accepting an offer.